At what time and whom should we ask about the construction salary benefit?
At the end of your first construction interview, especially with an employment construction executive, ask about benefits. Negotiate with the hiring construction manager. But the best place to get complete information about the benefits package is from the human resources (HR) construction executive. In addition to health coverage and vacation time, traditional benefits could include sick time, short- and long-term disability, life insurance, AD&D (accidental death and dismemberment) insurance , survivor income, stock options, retirement plans, and more. Don't be afraid to ask questions. You may want to know how long the waiting periods for various benefits are. How long before you can participate in the 401(k) or other retirement plan? What's the construction employer match on the 401(k)? When are you fully vested? What kind of healthcare benefits are there (HMO, PPO, indemnity plan)? Watch out for preexisting conditions. For example, if you have a child with diabetes, many plans won't cover the child for at least six months, if ever. If that's the case, you'd want to negotiate something else to cover the expenses.
